PayPo

Buy now, pay later

Discover the free mobile app for online and in-store shopping – even abroad – with PayPo deferred payments! Buy products from popular stores, confirm orders with a single button, and pay later.

Buy now, pay in 30 days or even later

With PayPo, you can pay for your purchases whenever you want – only after receiving and inspecting the products at home, and only for what you decide to keep. You can pay for your purchases in 30 days at no additional cost or even later, depending on the service available. Information about available services can be found in the individual store.

Pay with a PayPo card in-store and online

With a PayPo card, you can shop in-store and online where PayPo wasn't previously available. You can easily generate a card in the app, without unnecessary formalities. There are no fixed monthly fees for maintaining the card, so you can use it whenever you want or need it. Current transactions and payment due dates are always at your fingertips.

Pay with your PayPo card in foreign currencies – while traveling and in international online stores.

With your PayPo card, you can pay in dozens of currencies and repay everything later – in Polish złoty. Check the exchange rate (including the euro and dollar) using a simple currency converter and buy at an attractive rate, with no additional conversion fees.

Shop faster and more conveniently.

With the PayPo app, you confirm your online orders with a single button – no need to provide personal information, log in to your bank, or wait for an SMS code. Authorization in the mobile app allows for quick and convenient order processing.

Track your transactions

The PayPo app is very intuitive and easy to use. It gives you access to information about all your PayPo purchases, allowing you to check payment due dates and pay your balances directly within the app. Always on time and securely. Gain convenient access to information about your current PayPo transactions and the ability to check your purchase history at any time.

Wide availability in online and brick-and-mortar stores

With the PayPo app, you can enjoy shopping at over 30,000 online stores, including CCC, Empik, Decathlon, Media Expert, and Modivo, as well as in brick-and-mortar stores, paying with a PayPo code* or card. Treat yourself to more and shop on your terms.

Download the free PayPo app now and try the best way to shop. Shopping has never been so SMART.

*"Pay in installments" - 0% APR for repayment within 30 days, and 97.9% APR after this period. Representative example: total loan amount (excluding credited costs) PLN 240.00, total amount payable PLN 276.00, fixed interest rate 14.0%, total loan cost PLN 36.00 (including commission PLN 28.99, interest PLN 7.01), 4 equal installments of PLN 69.00 each, contract term - 120 days. Details in the "Pay in installments" terms and conditions at paypo.pl.

*SmartPlan service available in selected stores. This information does not constitute an offer. Details in the SmartPlan terms and conditions available at www.paypo.pl